Minnesota Personal Injury Lawyers
No-Fault Accidents
Minnesota is one of only thirteen states that maintain a no-fault automobile insurance system. This system is designed to reduce insurance premiums by cutting back on the number of lawsuits people must file to receive compensation for their injuries. We at the offices of Minnesota no-fault car accident attorneys Terry & Slane would like to provide you with some details about our state’s laws.
How No-Fault Works in Minnesota
No-fault insurance is a little different in every state that has it. Here in Minnesota, every driver is required to carry Personal Injury Protection, or PIP. This is a type of insurance that will cover your medical and mechanical expenses if you are in a car accident, no matter who is at fault.
The good news is that you are able to receive compensation without going through the costly experience of filing a lawsuit. The bad news is that PIP only covers medical expenses up to the policy’s specified limit and does not cover “non-economic” damages at all.
Non-economic damages describe the immaterial ways a person might suffer after an accident. Pain, emotional suffering, loss of companionship, and reduced quality of life are only a few examples of the way a person can be deeply affected by a serious accident.
Lawsuits and No-Fault Insurance
Minnesota law recognizes that insurance payments are not always enough to help people recover from a serious car accident. Even if you accept payments from your insurance company, you should contact a Minnsota no-fault injury attorney if:
- Your medical expenses exceed $4,000
- Your injuries are permanent
- You have been scarred or disfigured
- Someone has died as a result of the crash
Contact Us
A lawsuit can help you win compensation for these financial and emotional expenses. To speak with an experienced
Minnesota no-fault car accident injury lawyer, contact the offices of Terry & Slane at 612-333-5544.